I own a great vacation condo in the Smoky Mountains at the Westgate Resort. It is amazing! It is a 1 bedroom condo with a pull out couch. Also there is a movie theater, huge water park, fitness areas, and restaurants/bars on the huge campus. As you may know, the resort was damaged by fire recently, but it is completely renovated now and good as new. You can bring as many family members or friends as you want. I pay about $275/month for a mortgage payment for the condo that I purchased. I can stay at the Smokey Mountain resort for 1 week per year, or trade it to stay at any other Westgate Resort in the country. They have resorts in just about any major city and beach. Also, I have a year of the Cruise and Travel package that allows you and your family to vacation internationally for huge discounts. The reason I am trying to transfer my mortgage is because I am currently going through a hard time financially and I could really use that $275 per month. I have already paid some of the balance off so you would just be taking responsibility for the remainder of the loan. Credit is not a problem with Westgate either, which is a huge plus. Once you take over the loan, the condo belongs to you forever. You can have a free vacation every year for the rest of your life or even will it to your children in the future. Please message me for more details if you are interested. Also, you can give Westgate a call and ask them to explain the benefits of purchasing a vacation condo thru them.